BANK PROMOTION EXAMS

Bank Promotion Exams

Mock Test - General Banking

Dur:10 Min Max Marks:10 Pass Marks:5

Time Remaining:

Q 1 . As per the provisions of NI Act,1881 a banker gets protection for payment of a cheque only if it is a ……

a)	Holder in due course
b)	Payment in due course
c)	Holder for value
d)	All of the above
e)	I am not attempting this question

Q 2 . DRT deals with the cases of recovery of debts above

a)	5 Lakhs
b)	10 Lakhs
c)	15 Lakhs
d)	20 Lakhs
e)	I am not attempting this question

Q 3 . A, B and C are having a saving account with operational instruction A/S. Now A & B come to the branch and gives in writing that the bank should not allow C to operate the account.You will

a)	make the operation of the account as ALL THREE JOINTLY
b)	accept and will not allow C to operate
c)	Advise A& B to bring a stay from court
d)	instruction given at the time opening account will remain in force unless revoked jointly by all the account holders and hence the instruction will remain A/S
e)	I am not attempting this question

Q 4 . The proforma of a cheque is stated in

a)	sec 138 of NI act
b)	contract act
c)	BR act
d)	no where except practice
e)	I am not attempting this question

Q 5 . The chairman of bharatiya mahila bank_____

a)	pratip chaudhury
b)	arundhati bhattacharya
c)	usha anantasubramanian
d)	T.M. bhasin
e)	I am not attempting this question

Q 6 . A cheque drawn by a Power of Attorney holder is presented for payment. You come to known through reliable source that PA holder has died. Which of the following action you will take?

a)	Return the cheque as agency is terminated
b)	Pay the cheque as Principal is alive
c)	Pay the cheque after obtaining Principal’s confirmation
d)	None of these
e)	I am not attempting this question

Q 7 . Any Securitisation Company may

a)	Act as an agent for any bank or FI for the purpose of recovering their dues from the borrower
b)	Act as a manager for the secured assets
c)	Act as receiver if appointed by any court or tribunal.
d)	Any/all of the above
e)	I am not attempting this question

Q 8 . UCPDC stands for

a)	Uniform Customs and Practices for Debits and Credits
b)	Uniform Customs and Practice for Documentary Credits
c)	Unified Credit Procedure for Developed Countries
d)	United Credit Programme for Developed Countries
e)	I am not attempting this question

Q 9 . If NPA is purchased from X bank by Y Bank and Y bank wants to sell it to Z bank, what is the time period for which the account should remain with bank Y ......

a)	6 months
b)	12 months
c)	15 months
d)	18 months
e)	I am not attempting this question

Q 10 . Who implemented the banking ombudsman scheme?

a)	Indian bank association.
b)	Reserve bank of India.
c)	National institute of bank management
d)	National consumer commission
e)	I am not attempting this question