Banking Regulation

Master Circular - Use of Hindi in Banks

  220 kb

Master Circular - Lending to Micro, Small & Medium Enterprises (MSME) Sector

  418 kb

Master Circular on Export Credit Refinance Facility

  122 kb

Master Circular - Prudential Guidelines on Capital Adequacy and Market Discipline - New Capital Adequacy Framework (NCAF)

  928 kb

Master Circular - Lending To Priority Sector

  413 kb

Master Circular - Bank Finance to Non-Banking Financial Companies (NBFCs)

  116 kb

Master Circular on Branch Licensing - Regional Rural Banks

  186 kb

Frauds – Classification and Reporting

  928 kb

Master Circular- Loans and Advances – Statutory and Other Restrictions

  433 kb

Master Circular - Branch Authorisation

  275 kb

Master Circular on Interest Rates on Rupee Deposits held in Domestic, Ordinary Non-Resident (NRO) and Non-Resident (External) (NRE) Accounts

  264 kb

Master Circular - Rupee / Foreign Currency Export Credit & Customer Service To Exporters

  519 kb

Master Circular - Para-banking Activities

  201 kb

Master Circular - Guarantees and Co-acceptances

  225 kb

Master Circular – Exposure Norms

  366 kb

Master Circular on Customer Service in Banks

  566 kb

Master Circular – Know Your Customer (KYC) norms / Anti-Money Laundering (AML) standards/Combating of Financing of Terrorism (CFT)/Obligation of banks under PMLA, 2002

  431 kb

Master Circular - Prudential Norms on Capital Adequacy - Basel I Framework

  1023 kb

Master Circular - Disclosure in Financial Statements - Notes to Accounts

  348 kb

Master Circular – Prudential norms for classification, valuation and operation of investment portfolio by banks

  625 kb

Master Circular - Prudential norms on Income Recognition, Asset Classification and Provisioning pertaining to Advances

  716 kb

Master Circular on SHG-Bank Linkage Programme

  58 kb

Master Circular - Guidelines for Relief Measures by Banks in Areas Affected by Natural Calamities

  243 kb

Master Circular - Lending to Priority Sector

  416 kb

Master Circular of instructions relating to deposits held in FCNR(B) Accounts

  155 kb

Master Circular - Cash Reserve Ratio (CRR) and Statutory Liquidity Ratio (SLR)

  191 kb

Master Circular – Housing Finance

  209 kb

Master Circular on Credit Card Operations of Banks

  153 kb

Master Circular - Interest Rates on Advances

  209 kb

Guidelines issued under Section 36(1)(a) of the Banking Regulation Act, 1949 - Implementation of the provisions of Foreign Contribution (Regulation) Act, 2010

  126 kb

Master Circular on Wilful Defaulters

  243 kb

Co-operative Banking

Master Circular- Exposure Norms and Statutory / Other Restrictions - UCBs

  214 kb

Master Circular on Customer Service - UCBs

  370 kb

Master Circular- Prudential Norms on Capital Adequacy - UCBs

  326 kb

Master Circular- Income Recognition, Asset Classification, Provisioning and Other Related Matters - UCBs

  363 kb

Master Circular- Management of Advances - UCBs

  329 kb

Master Circular on Area of Operation, Branch Authorisation Policy, Opening/ Up-gradation of Extension Counters, ATMs and Shifting/Splitting/Closure of Offices

  366 kb

Master Circular on Know Your Customer (KYC) Norms/Anti-Money Laundering (AML) Measures/Combating of Financing of Terrorism (CFT) / Obligations of banks under Prevention of Money Laundering Act (PMLA), 2002

  316 kb

Master Circular on Maintenance of Deposit Accounts – Primary (Urban) Co-operative Banks

  365 kb

Master Circular on Maintenance of Statutory Reserves-Cash Reserve Ratio (CRR) and Statutory Liquidity Ratio (SLR) by Primary (Urban) Co-operative Banks

  683 kb

Master Circular on Investments by Primary (Urban) Co-operative Banks

  451 kb

Master Circular on Frauds- Classification and Reporting

  298 kb

Master Circular- Finance for Housing Schemes - UCBs

  209 kb

Master Circular- Guarantees, Co-Acceptances & Letters of Credit - UCBs

  116 kb

Master Circular- Priority Sector Lending - UCBs

  467 kb

Master Circular on Inspection & Audit Systems in Primary (Urban) Co-operative Banks

  179 kb

Master Circular on Board of Directors - UCBs

  213 kb

Master Circular Interest Rates on Rupee Deposits – Primary (Urban) Co-operative Banks

  282 kb

Currency

Master Circular – Detection and Impounding of Counterfeit Notes

  218 kb

Master Circular – Levy of Penal Interest for Delayed Reporting/Wrong Reporting/Non-Reporting of Currency Chest Transactions and Inclusion of Ineligible Amounts in Currency Chest Balances

  24 kb

Master Circular – Facility for Exchange of Notes and Coins

  121 kb

Financial Institutions

Master Circular - Prudential Norms for Classification, Valuation and Operation of Investment Portfolio by FIs

  345 kb

Master Circular - Exposure Norms for Financial Institutions

  166 kb

Master Circular - Disclosure Norms for Financial Institutions

  158 kb

Master Circular - Resource Raising Norms for Financial Institutions

  339 kb

Financial Markets

Master Circular - Guidelines for Issue of Commercial Paper

  559 kb

Master Circular - Guidelines for Issue of Certificates of Deposit

  98 kb

Master Circular on Call/Notice Money Market Operations

  559 kb

Foreign Exchange

Master Circular on Foreign Investment in India (Updated as on February 12, 2013)

  1281 kb

Master Circular on Export of Goods and Services

  776 kb

Master Circular on External Commercial Borrowings and Trade Credits

  516 kb

Master Circular on Direct Investment by Residents in Joint Venture (JV)/ Wholly Owned Subsidiary (WOS) Abroad

  482 kb

Master Circular on Memorandum of Instructions governing money changing activities

  363 kb

Master Circular on Miscellaneous Remittances from India – Facilities for Residents

  244 kb

Master Circular on Risk Management and Inter-Bank Dealings

  456 kb

Master Circular on Import of Goods and Services

  899 kb

Master Circular on Compounding of Contraventions under FEMA, 1999

  97 kb

Master Circular on Remittance Facilities for Non-Resident Indians / Persons of Indian Origin / Foreign Nationals

  92 kb

Master Circular on Establishment of Liaison / Branch / Project Offices in India by Foreign Entities

  129 kb

Master Circular on Acquisition and Transfer of Immovable Property in India by NRIs/PIOs/Foreign Nationals of Non-Indian Origin

  102 kb

Master Circular on Memorandum of Instructions for Opening and Maintenance of Rupee/ Foreign Currency Vostro Accounts of Non-resident Exchange Houses

  317 kb

Master Circular on Non-Resident Ordinary Rupee (NRO) Account

  103 kb

Master Circular on Money Transfer Service Scheme

  164 kb

Government Business

Master Circular- Disbursement of Pension by Agency Banks

  194 kb

Master Circular – Collection of Direct Taxes- OLTAS

  898 kb

Master Circular on Conduct of Government Business by Agency Banks - Payment of Agency Commission

  175 kb

Master Circular on Nomination facility in Relief/Savings bonds

  211 kb

Master Circular on Appointment & Delisting of Brokers and Payment of Brokerage on Relief/Savings Bonds

  219 kb

Non-banking Supervision

Notification as amended upto June 30, 2012 – “Non-Banking Financial (Deposit Accepting or Holding) Companies Prudential Norms (Reserve Bank) Directions, 2007”

  244 kb

Notification as amended upto June 30, 2012– “Non-Banking Financial (Non - Deposit Accepting or Holding) Companies Prudential Norms (Reserve Bank) Directions, 2007”

  262 kb

Notification as amended upto June 30, 2012 – “Non-Banking Financial Companies Acceptance of Public Deposits (Reserve Bank) Directions, 1998”

  199 kb

Notification as amended upto June 30, 2012 – “Miscellaneous Non-Banking Companies (Reserve Bank) Directions, 1977”

  363 kb

Master Circular – 'Know Your Customer' (KYC) Guidelines – Anti Money Laundering Standards (AML) -'Prevention of Money Laundering Act, 2002 - Obligations of NBFCs in terms of Rules notified thereunder’

  3547 kb

Master Circulars- Miscellaneous Instructions to All Non-Banking Financial Companies

  175 kb

Master Circular - Returns to be submitted by NBFCs

  68 kb

Master Circular- Introduction of New Category of NBFCs - ‘Non Banking Financial Company-Micro Finance Institutions’ (NBFC-MFIs) - Directions

  81 kb

Master Circular– Regulatory Framework for Core Investment Companies (CICs)

  74 kb

Master Circular- Exemptions from the provisions of RBI Act, 1934

  115 kb

Master Circular 2012 – Opening of Branch-Subsidiary-Joint Venture-Representative office or Undertaking Investment Abroad by NBFCs

  69 kb

Master Circular - Fair Practices Code

  70 kb

Master Circulars- Miscellaneous Instructions to NBFC- ND-SI

  74 kb

Master Circular – Corporate Governance

  37 kb

Master Circular - allied activities- entry into insurance business, issue of credit card and marketing and distribution of certain products

  46 kb

Master Circular-Frauds – Future approach towards monitoring of frauds in NBFCs

  223 kb

Non-Banking Financial Companies Auditor’s Report (Reserve Bank) Directions, 2008

  66 kb

Master Circular on directions/ instructions issued to the Securitisation Companies/ Reconstruction Companies

  76 kb

Notification as amended upto June 30, 2012 - Change in or Take Over of the Management of the Business of the Borrower by Securitisation Companies and Reconstruction Companies (Reserve Bank) Guidelines, 2010

  75 kb

Notification as amended upto June 30, 2012 - The Securitisation Companies and Reconstruction Companies (Reserve Bank) Guidelines and Directions, 2003

  126 kb

Notification as amended upto June 30, 2012 – “Mortgage Guarantee Companies Investment (Reserve Bank) Directions, 2008”

  37 kb

Notification as amended upto June 30, 2012 – “Mortgage Guarantee Companies Prudential Norms (Reserve Bank) Directions, 2008”

  72 kb

Notification as amended upto June 30, 2012 – “Mortgage Guarantee Company (Reserve Bank) Guidelines, 2008”

  66 kb

Primary Dealers

Master Circular- Capital Adequacy Standards and Risk Management Guidelines for standalone Primary Dealers

  1317 kb

Master Circular – Operational Guidelines to Primary Dealers

  293 kb

Special Programmes

Master Circular Priority Sector Lending - Credit facilities to Scheduled Castes (SCs) & Scheduled Tribes (STs)

  251 kb

Master Circular on “Self Employment Scheme for Rehabilitation of Manual Scavengers” (SRMS) from the Ministry of Social Justice & Empowerment for rehabilitation of all the remaining scavengers and their dependents

  240 kb

Master Circular Priority Sector Lending- Special Programmes Swarna Jayanti Shahari Rozgar Yojana (SJSRY)

  237 kb

Master Circular on Priority Sector Lending- Special Programmes - Swarnajayanti Gram Swarozgar Yojana (SGSY)

  437 kb

Master Circular- Priority Sector Lending - Credit Facilities to Minority Communities

  203 kb